FSCS confirms 6 companies in default

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The Monetary Companies Compensation Scheme, the government-backed physique which compensates shoppers of failed regulated companies, has confirmed that it declared six monetary providers in default over the previous two months.

The declaration of default in opposition to the six companies in October and November means they’re deemed by the FSCS to be unable to satisfy any compensation claims in opposition to them.

The FSCS will now take into account claims in opposition to the companies upto its award restrict per declare of £85,000.

The FSCS ‘security web’ covers regulated companies working in monetary recommendation, insurance coverage, investments, mortgage recommendation and arranging, debt administration and funeral plans.

Corporations declared in default embody ISA and bond suppliers Cavendish Included Ltd and Marvell Enterprises Ltd and Retirement Direct Ltd.

Corporations declared in default by the FSCS from 1 October 2023 to 30 November 2023:  

  • Cavendish Included Ltd (FRN 942176) 36-46 Albert Embankment, London, SE1 7TL
  • Marvell Enterprises Ltd (FRN 942172) 21 Farringdon Highway, London, EC1M 3HA
  • Retirement Direct Ltd, previously Learn Unbiased Monetary Advisers Ltd (FRN 183942) Sterling Home, 64 Lichfield Highway, Stafford, ST17 4LW
  • D.C. Monetary Restricted previously SystemCover Restricted (FRN 170299) Blaenffynnon Talog, Carmarthen, Dyfed, SA33 6PA
  • FML Insurance coverage Companies Ltd, buying and selling as Leisure Insurance coverage Companies (FRN 309970) 977 London Highway, Leigh-on-Sea, Essex, SS9 3LB
  • Core Cowl Ltd previously Examine Protected Ltd, buying and selling as Lifeover.com, Secured-Mortgage.on-line, Well being Core PMI, acceptedmoney.co.uk (FRN 774068) Meteor Home, First Avenue, Doncaster Finningley Airport, Doncaster, DN9 3GA

FSCS head of communications Emma Barrow mentioned: “FSCS is right here to guard customers throughout the UK and to contribute to monetary stability. We’re reaching out to customers to allow them to know that compensation could also be accessible in the event that they’ve misplaced cash as a result of a monetary providers agency they handled has failed. We’re a free and impartial service that clients can declare straight with on-line or by submit.”

• Shoppers can go to https://claims.fscs.org.uk/ to make a declare with FSCS in opposition to any of those companies. You can even contact our Buyer Companies Group on 0800 678 1100 or 020 7741 4100, or by electronic mail at This electronic mail deal with is being protected against spambots. You want JavaScript enabled to view it.